Please read this before relying on any figure or statement on this website.
Template version — last edited: 5 May 2023
All interest rates, loan amounts, tenures, processing fees and other charges shown anywhere on this website — including on the Loan Types page and in the EMI calculator — are indicative ranges provided for illustration and planning purposes only. They do not constitute a loan offer, a pre-approval, or a guarantee of approval or of the terms shown. Your actual interest rate and terms are determined only after a formal application, document verification and credit assessment by the lender.
The "Basic eligibility check" tool on this website uses only the age, income, employment and existing-EMI details you enter, checked against simple, visible rules. It is explicitly not a CIBIL score, credit bureau report, or any form of official credit assessment, and it does not connect to any credit bureau. A "meets basic criteria" result is not, and should never be treated as, a guarantee of loan approval.
Nothing on this website constitutes financial, investment, tax or legal advice. You should evaluate your own financial situation, and consult a qualified professional, before making any borrowing decision.
We aim to keep the content on this website accurate and current, but interest rates and lending policies can change without notice. Always confirm the exact, current interest rate, APR and fees in the lender's official Key Fact Statement (KFS) before signing any loan agreement.
There is no charge to browse this website, view indicative rates, use the EMI calculator, or run the basic eligibility check. We do not ask for payment upfront to "unlock," "process," or "guarantee" a loan offer. If anyone claiming to represent us asks for such a payment, treat it as a red flag and see our RBI Guidelines & Grievance Redressal page.
This website may link to third-party websites (for example, the RBI or Sachet portal) for your convenience. We are not responsible for the content, accuracy or practices of any external website.
Before sharing any document or making any payment, independently verify the lender's identity and, where applicable, its RBI/NBFC registration on the Reserve Bank of India's official website.